talking Point

• Appraiser opinions of home values were 2.65 percent lower than homeowner estimates in August, according to Quicken Loans’ National Home Price Perception Index (HPPI).

• Homeowner estimates of their home’s value exceeded appraiser opinions by a wider margin than in July, making August the seventh consecutive month of an increasingly wider gap between opinions.

• Quicken Loans’ Home Value Index (HVI), a measure of home value changes based on actual appraisals, reported national housing values were nearly flat in August from the month prior, with the slight drop of 0.05 percent.